How We Work Together

The Beacon 360 Process

Holistic fiduciary guidance for one of life's most important financial transitions, guiding you from uncertainty to clarity and into retirement with greater confidence.

Beacon 360 Process graphic showing Design, Build, and Protect planning steps
1

Discovery

Leads to Clarity
What We Cover in This Phase
  • Your goals, concerns & priorities
  • Your current risks, finances & taxes
  • Our process & planning strategy
  • Our costs, services & deliverables
2

Design

Leads to Decisions
What We Cover in This Phase
  • Organizing your financial life
  • Understanding your net worth
  • Assessing your cash flow
  • Tax return analysis
  • Visualize, design & develop your plan
3

Build

Leads to Results
What We Cover in This Phase
  • Finalize your custom Bucket Strategy
  • Optimize your cash flow & taxes
  • Align investments with your plan
  • Transition & implement your plan
4

Protect

Leads to Confidence
What We Cover in This Phase
  • 45-day strategy review meeting
  • Active plan & tax management
  • Ongoing proactive investment & wealth management
  • Plan update & strategy meetings
What to Expect at the Discovery Strategy Session
  • A focused conversation about your goals, concerns, and priorities
  • A plain-language overview of the Beacon 360 Process
  • An honest discussion of your current risks and opportunities
  • A clear explanation of our costs, services, and deliverables
  • Clarity on whether there is a fit — no obligation either way

What the Process Is Designed to Coordinate

The Beacon 360 Process helps organize the decisions that shape retirement—including income, investments, taxes, Social Security, Medicare, estate considerations, and family priorities—so you can understand what needs attention and in what order. It brings together three connected areas: investment management, retirement and financial planning, and tax-aware distribution planning.

See What We Do
A financial advisor reviewing a retirement income worksheet with a couple in his office
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